BillsHH.R. 6955
Main Street Capital Access Act
Stage
In other chamber
Latest action
Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
July 22, 2026
Summary
Main Street Capital Access Act or the Main Street Act This bill lessens and otherwise modifies banking regulations, including those regarding institution formation, supervision by federal financial
Committees
- PrimaryBanking, Housing, and Urban Affairs Committee
- AlsoFinancial Services Committee
CRS subjects
Accounting and auditingAdministrative law and regulatory proceduresAdministrative remedies
Action history
- January 7, 2026Introduced in House
- January 7, 2026Introduced in House
- January 7, 2026Referred to the House Committee on Financial Services.
- March 4, 2026Committee Consideration and Mark-up Session Held
- March 4, 2026Ordered to be Reported by the Yeas and Nays: 26 - 16.
- April 20, 2026Reported (Amended) by the Committee on Financial Services. H. Rept. 119-617.
- April 20, 2026Reported (Amended) by the Committee on Financial Services. H. Rept. 119-617.
- April 20, 2026Placed on the Union Calendar, Calendar No. 535.
- July 20, 2026Rules Committee Resolution H. Res. 1438 Reported to House. Rule provides for consideration of H.R. 8800, H.R. 8884, H. Con. Res. 113, H.R. 7008, H.R. 6955 and H.R. 9770. The resolution provides for consideration of H.R. 8800 under a structured rule and for consideration of H.R. 8884, H. Con. Res. 113, H.R. 7008, H.R. 6955, and H.R. 9770 under a closed rule, with one hour of debate on each measure and one motion to recommit on H.R. 8800, H.R. 8884, H.R. 7008, H.R. 6955, and H.R. 9770.
- July 21, 2026Considered under the provisions of rule H. Res. 1438. (consideration: CR H4707-4731)
- July 21, 2026Rule provides for consideration of H.R. 8800, H.R. 8884, H. Con. Res. 113, H.R. 7008, H.R. 6955 and H.R. 9770. The resolution provides for consideration of H.R. 8800 under a structured rule and for consideration of H.R. 8884, H. Con. Res. 113, H.R. 7008, H.R. 6955, and H.R. 9770 under a closed rule, with one hour of debate on each measure and one motion to recommit on H.R. 8800, H.R. 8884, H.R. 7008, H.R. 6955, and H.R. 9770.
- July 21, 2026DEBATE - The House proceeded with one hour of debate on H.R. 6955.
- July 21, 2026The previous question was ordered pursuant to the rule.
- July 21, 2026Ms. Garcia (TX) moved to recommit to the Committee on Financial Services. (text: CR H4731)
- July 21, 2026The previous question on the motion to recommit was ordered pursuant to clause 2(b) of rule XIX.
- July 21, 2026POSTPONED PROCEEDINGS - At the conclusion of debate on H.R. 6955, the Chair put the question on motion to recommit and by voice vote, announced that the noes had prevailed. Ms. Garcia (TX) demanded the yeas and nays and the Chair postponed further proceedings until a time to be announced.
- July 21, 2026Considered as unfinished business. (consideration: CR H5018-5019)
- July 21, 2026On motion to recommit Failed by the Yeas and Nays: 210 - 216 (Roll no. 270).
- July 21, 2026Passed/agreed to in House: On passage Passed by the Yeas and Nays: 270 - 155, 1 Present (Roll no. 271).
- July 21, 2026On passage Passed by the Yeas and Nays: 270 - 155, 1 Present (Roll no. 271). (text of amendment in the nature of a substitute: CR H4708-4722)
- July 21, 2026Motion to reconsider laid on the table Agreed to without objection.
- July 22, 2026Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
Cosponsors (31)
- Rep. Barr, Andy [R-KY-6]KY-06
- Rep. Davidson, Warren [R-OH-8]OH-08
- Rep. De La Cruz, Monica [R-TX-15]TX-15
- Rep. Donalds, Byron [R-FL-19]FL-19
- Rep. Downing, Troy [R-MT-2]MT-02
- Rep. Emmer, Tom [R-MN-6]MN-06
- Rep. Fitzgerald, Scott [R-WI-5]WI-05
- Rep. Flood, Mike [R-NE-1]NE-01
- Rep. Garbarino, Andrew R. [R-NY-2]NY-02
- Rep. Haridopolos, Mike [R-FL-8]FL-08
- Rep. Huizenga, Bill [R-MI-4]MI-04
- Rep. Kim, Young [R-CA-40]CA-40
- Rep. Lawler, Michael [R-NY-17]NY-17
- Rep. Loudermilk, Barry [R-GA-11]GA-11
- Rep. Lucas, Frank D. [R-OK-3]OK-03
- Rep. McClain, Lisa C. [R-MI-9]MI-09
- Rep. Meuser, Daniel [R-PA-9]PA-09
- Rep. Moore, Tim [R-NC-14]NC-14
- Rep. Norman, Ralph [R-SC-5]SC-05
- Rep. Nunn, Zachary [R-IA-3]IA-03
- Rep. Ogles, Andrew [R-TN-5]TN-05
- Rep. Salazar, Maria Elvira [R-FL-27]FL-27
- Rep. Sessions, Pete [R-TX-17]TX-17
- Rep. Steil, Bryan [R-WI-1]WI-01
- Rep. Stutzman, Marlin A. [R-IN-3]IN-03
- Rep. Timmons, William R. [R-SC-4]SC-04
- Rep. Wagner, Ann [R-MO-2]MO-02
- Rep. Williams, Roger [R-TX-25]TX-25
- Rep. Knott, Brad [R-NC-13]NC-13
- Rep. Calvert, Ken [R-CA-41]CA-41
- Rep. Fedorchak, Julie [R-ND-At Large]ND
Text versions
- Introduced in HouseJanuary 7, 2026
- Reported in HouseApril 20, 2026
- Engrossed in HouseJuly 21, 2026
- Referred in SenateJuly 22, 2026
Related bills
- H.R. 6550relatedAmerican FIRST Act of 2025
- H.R. 940relatedFAIR Exams Act
- S. 875relatedFIRM Act
- H.R. 2702relatedFIRM Act
- H.R. 3390relatedBringing the Discount Window into the 21st Century Act
- H.R. 1900relatedBank Failure Prevention Act of 2025
- H.R. 3234relatedKeeping Deposits Local Act
- H.R. 3379relatedHUMPS Act of 2025
- H.R. 3446relatedFDIC Board Accountability Act
- H.R. 4460relatedSAFE Guidance Act
- H.R. 4437relatedSMART Act of 2025
- H.R. 5317relatedCommunity Bank Deposit Access Act of 2025
- S. 2663relatedMerchant Banking Modernization Act
- H.R. 5262relatedBank Competition Modernization Act
- H.R. 5291relatedMerchant Banking Modernization Act
- H.R. 6546relatedMerger Process Review Act
- H.R. 6544relatedREVIEW Act of 2025
- H.R. 6536relatedRural Depositories Revitalization Study Act
- H.R. 6554relatedCommunity Bank Representation Act
- H.R. 6553relatedTIER Act of 2025
- H.R. 6547relatedLeast Cost Exception Act
- H.R. 6570relatedMerger Agreement Approvals Clarity and Predictability Act
- H.R. 3716relatedSystemic Risk Authority Transparency Act
- H.R. 975relatedCredit Union Board Modernization Act
- S. 4839relatedBank-Fintech Partnership Enhancement Act
- H.Res. 1438relatedProviding for consideration of the bill (H.R. 8800) to authorize appropriations for fiscal year 2027 for military activities of the Department of Defense, for military construction, and for defense activities of the Department of Energy, to prescribe military personnel strengths for such fiscal year, and for other purposes; providing for consideration of the bill (H.R. 8884) to amend title II of the Social Security Act to reauthorize demonstration authority for the disability insurance program; providing for consideration of the concurrent resolution (H. Con. Res. 113) establishing the congressional budget for the United States Government for fiscal year 2027 and setting forth the appropriate budgetary levels for fiscal years 2028 through 2036; providing for consideration of the bill (H.R. 7008) to amend chapter 131 of title 5 to require certain restrictions on stocks for Members of Congress and their spouses and dependents, and for other purposes; providing for consideration of the bill (H.R. 6955) to make improvements to the Federal banking laws, and for other purposes; providing for consideration of the bill (H.R. 9770) making continuing appropriations for fiscal year 2027, and for other purposes; and for other purposes.